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Since the credit card debt is old and closed, try negotiating a lower payout ... and throw as much as possible to the e-fund to get it up to level first. Once you have the financial "security blankie" of an e-fund, you will never want to be without it again. In addition, it will help with...

Joel, have not terraced my puny little double lot here - the house is on the lower part of it and stops the flow. We're looking for a handful of acres on the flatland, where only a couple feet of elevation is the difference between flood plain and "high and dry" designation. It sounds almost...

Given the impressive work you've done for your property and your garden, have you tried terracing so not to lose it to erosion? Your house, barn, shed, garden, and pond are all beautiful.

Same here, but this thread inspired me to go look ours up. $0.09607/kWh ... not the best, but not the worst either. CDE has thankfully taken on Charter (cable) so we also have our internet rolled into the power bill. Before that there was no competition to Charter's crappy service and high...

First question: do you have an "emergency fund" saved up? Things like an auto breakdown and whatnot ... no matter how mechanically sound your vehicle is, there is always a nail hiding on the road waiting for the person who doesn't have the funds to cover it (Murphy's Law and all). I recommend...

Between quality and price, I have been learning to sew garments ... and in the process have learned that practically nothing in the stores actually fits me properly. I'm just not a mass-production shape. Even washing my jeans just once a week, I've already ripped (at the beltloop where it...

I guess this is one of the few boards where I can say we shut off cable about four years ago and don't even miss it. ... and be considered "normal"!! Two years ago my husband bought a big TV, but that was to use as his computer monitor :lau which we also watch dvds on. Now he has an Xbox...

Welcome from Kentuckessee ... just signed up here recently myself after lurking for a couple weeks.

Howdy from Kentuckessee ... I just started the "think he's all grown up" bit as my son's 18th birthday was a couple weeks ago ... Of course last weekend when he went to visit his GF in Lexington he locked his keys in the car and called Mom to fix since he travelled without money for a little...

Work-party circles ... like the old barn-raisings of yesteryear. It is awesome that your community does that, Joel!

(*smacks forehead*) This is brilliant. And so simple ... why did that never occur to me before?

Baby steps here ... let's see what survives the first month! :lol:

We'll find out who will win in the fall of '12 ... but ... In this corner, we have a notorious BLACK thumb, which has even had MINT! die off at this location ... aloe plants survived in-house until the third cat arrived and promptly ate them. And in this corner we have a garden box, consisting...

Absolutely! Especially for going over the ten-year anniversary mark.

Me: US Army, 101st, OIF1 (2003) 31R (multi-channel radio installer - "antenna dog") from E-nothin to SGT Hubby is still active, 101st, 52D (diesel generator mech), Kosovo '01 and the 'Stan '09, from E-nothin to SPC(P)

TY for the welcomes ... we're just not staying here for too terribly much longer. Hubby is a Florida man, hates the cold as much as I do, and has most of his family down there still. Between the last couple winters and the number of frosts we've had already this fall ... I am ready to fly...

Another one drifting in ... I was actually extremely pleased to see this thread, and read its overall positive tone! I was initiated into a Wiccan coven ten years ago, but for the past few years I have been dormant. Not searching, just recharging I guess, as I've had a few major life changes...

I can commiserate with your frustrations, as I am also property/house/homestead hunting. An added challenge for me is hunting in an area 600 miles away - we'll be heading down to the NE FL pineywoods after the army finally turns hubby loose. I'm hoping to find and buy the property before he...

Clarksville here, hubby is still active duty at Ft Campbell for another year.