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    David Ramseys Finance Univerisity has anyone take it here

    I agree- he really makes alot of sense and you don't need to plunk down seminar money. borrow his books thru the library or ask around - somebody is bound to have it.
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    What did you do to save $ today?

    got several nice used cotton tableclothes at yardsales and cut & sewed 9 good sized kitchen hand towels out of each one = 27 new kitchen towels !! Also went curbside pickin' last night after weekend yard sales - got bike parts, shirts & sheets for the rag bag, gazzilion ziploc reusable dishes...
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    I Need to use up Self Rising Flour

    Wonder if this would work with potatoe dumplings i make - gnocci's?? never tried it with SRF but hey, if it works i can use up one bag i still have in the pantry under sealed storage.
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    Problems with my dad

    Thanks for hugs - stay strong Sister cause you'll need it!!
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    Problems with my dad

    I have a mother like your dad who was diagnosed with early-onset dementia at 47. My dad was no help, he just decided to hook up with another lady and start a new life - sent the checks and cards but no support or contact. After many years of trying to be the "good daughter" and help her with...
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    Scams, rip offs & stupid mistakes - Share yours so we can all learn

    Funny to see this one...I just had this discussion with my oldest son. Told him he's been out of HS long enough to adjust to being a big boy and he has until September to get up & get out on his own. He looked quite stricken - he's a good son but needs to "man up" and move on. His younger...
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    What did you barter today?

    i custom cut fabic for quilters who don't have the time or patience to do it. they tell me what they have to swap for my service and i go by the pound of cut material and swap it for things like goat or cow milk, blue & green eggs, homemade detergent, wood screws, bailing twine for my hobble...
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    APPLE CIDER VINEGAR

    to use the ACV & water ear treatment, i lay him down on his side, and using a small syring (w/o the needle of course) i slowly spray the warmed vin/water mixture into his ear, rub the ear gently to get it around the nooks and cranys inside the ear. he will sit up and shake his head (wear an old...
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    Any Tightwad Gazette fans?

    I have all three of her books plus all of her newsletters in a big binder. i still use the food recipes, and go back to the info. alot. I also have almost all of the mother earth news and the organic gardening magazines stored in my study and use them alot as well.
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    Need suggestions for using white 55 gallon drums with lids.

    We have used them as container gardens on our porch - cut them in half, drill many drain holes in bottom, add stone for drainage and there you go. you'l l have two large planters. if you want to make it pretty get some of the Krylon spraypaint for plastics and jazz it up. we planted veggies...
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    APPLE CIDER VINEGAR

    we use it with warm water to irrigate our dog's ears when they get that stinky, yeasty smell - couple of washes and the gunk comes out and the smell is gone. they also get it in their water dish. dogs with floppy ears are prone to ear itchy's....and we have four with floppy ears so it's saved on...
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    How do you use your space?

    we are going to plow up 1/2 acre this year to plant mammoth sun flowers, and also pumpkins - both for sale at farmers market in the fall.
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    Saving Money on bottles water??

    i mix up a large gallon of decaf iced tea and dump a 16 oz, bottel of store-brand snapple flavored juice into it. that way if i crave mango/strawberry/tea in place of plain bottled water - i grab a recycled clean soda bottle and just take what i want from my mixed gallon. p.s. you can do the...
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    recycled wool sweaters

    i buy them at yard sales or on half-price day at the s.army, "felt them" them stich them up as small pillow covers for the couch, travel pillow size for the car, and seat covers for my auction-seat cushion i take to sit on - keeps my tush toasty!!
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    What are we doing to help our neighbors?

    we have a long standing barter understanding w/our nextdoor nieghbor... we mow, he plows he cleans our pool, we cut his scrap wood up we pass him chickens & eggs, he passes us venison and garlic the list goes on & on. We both help each other out and our family's have grown up together and gone...
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    Homemade Briquettes

    thanks. we came up with it as a way to help my sons earn money towards things in the Fall like hunting lisences, ammo and those "got-to-have" deer hunting clothes.
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    Homemade Briquettes

    try this, we did it for summer camp fire starters and they sold at the farm stands like hotcakes next to the bundles of firewood we also sold: put into a metal garbage can some dried leaves, shredded paper, dry straw or hay and then using your weedwacker shredd/chop the heck out of it. Add...
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    Lasagna Gardening *easy-peasy to do*

    Check out the book or google Lasagna Gardening techniques. I did it years ago before we set up our raised bed system. Now i use it for the chickens garden space to grow just greens cover for them to eat as treats - but it will work for veggies and flowers. It's a no-fail way to establish a...
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    Who's starting their garden early?

    in the fall i shoveled troughs in our raised beds so i could put mashed up or cut up peelings, veggies, etc. for composting. I go out, dump the bucket into one section push some soil or snow over it and move to the next raised bed when that is full. i use my blended to chop the heck out of...
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    What did you do to save $ today?

    thanks for posting the recipe - this is something i am going to try. my sons like the hot pockets and this sounds both healthier and easy to make, cook, cool and freeze.
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