Back when I had money I paid $70 each time to have my hair cut and colored. But I tell you, it was the BEST stylist I have found EVER. Worth every penny. For 3 months after one of his haircuts I could wash it and walk out the door and my hair would simply dry correctly and lay the way it was supposed to, no styling necessary. I haven't found that skill anywhere else.
Now, my budget for haircuts is $4 at the beauty college. Not bad cuts there, I was surprised they're better than the $12 ones at MasterCuts. But I always have to style it. I can cut my own hair but it gets hair everywhere, and for that $4 someone else cleans it.

I color my own. I'm 37 and almost completely grey, and did not like the way that looked. The colors that looked good with the grey hair were different than the colors that looked good with my skin. So $7 for hair dye every 2-3 months is fine. It also means I get to experiment - I've been blonde, red, brown, black, and back to brown. It's fun.
I shave my armpits about every other day. If I don't, I get a sort of rash. Not sure if it is from the friction, or what, but I don't get it if I'm clean-shaven, so I shave. My legs I get less often, it depends on what I'm wearing and where I'm going. Maybe once a week in the summer. But my hair is thick and almost black, so it's easy to see stubble, even through stockings. In the winter is less often because I wear long pants then.
My private area I keep well trimmed. You know all of you who were talking about women's underarm hair sticking out of short sleeved tops? Yeah - I keep my "down there" hair trimmed, definately. I don't like it tangling in the leg elastic of my panties! (There's no blushing smiley? Really???)
I've experimented with various hair removal techniques, but keep going back to shaving. It's fast, it's reliable, I can do it in the shower as a part of my regular routine. I tweeze my brows, but the rest is shaved or trimmed with a disposable razor.
Hubby says he doesn't care one way or the other. Of course, he's in grad school, so he sees various degrees of "au naturel" every day. I see it less often, but often enough that it doesn't always register as "different" anymore. Hope that doesn't change after he graduates and gets his job, I rather like it that hubby can tell when I spend time on myself, and compliments me, but doesn't have a personal preference. Makes life easier.
I'm enjoying reading what everyone else does!