Would you beleive me that Credit cards are REQUIRED for certain tranactions? Try to rent a car without one!framing fowl said:Personally I don't think credit cards are bad in and of themselves. Sorta like guns. You don't want somebody handling them carelessly. But in the right hands, they can be a useful financial tool.
If you have been undisciplined with cards in the past, sometimes it is easier to do everything with cash to retrain yourself.
We use the Jack Daniels bottlesWifezilla said:My husband refused to use the envelope system. He uses a coffee can system!