ORChick said:
Why are you ticked off? You entered into an agreement to borrow money to buy a house. Yes, it would be great to not have any payments anymore, but you entered this agreement knowing that you were buying with someone else's money. It wasn't your money, and you couldn't have bought what you did without the loan. So, pay it off, and forget about it. How can you be angry that someone is sending you bills for payment on money that wasn't yours to begin with? We always paid extra on our house loan. And later, after refinacing to bring the payment down, we still paid the same monthly payment. We managed to pay off our 30 year loan in about 15 years. But it never occurred to us to complain about a loan that we had gone into with eyes open. You borrowed, you owe, and really have nothing to complain about. Just my opinion.
LOL! Seriously?! NOT complaining. But NOT complacent either. I want the thing paid off....yesterday. Doing everything I can to get there. I wasn't born into money, so I had to get a loan, it's the darn ridiculous interest rates and all the grief we get when the note holder sells out mid stream and we have new people to deal with at the drop of a hat that gets on my nerves. Let's face the facts, mortgage companies do not go out of their way to disclose everything to the person seeking the loan either. If you miss one little bit of fine print, the sharks start circling. It's just annoying, almost as annoying as your post.

I'm not stupid, nor do I like being treated as if I am. When lenders flip your loan to another and throw a wrench into an otherwise smoothly moving along business deal...it tends to tick me off a bit. Soooo yeah I have a right to get ticked off. REGARDLESS of signing those papers. The company I signed those papers with is no longer who I deal with...meaning the folks I am now paying ARE NOT the ones I borrowed money from. WHOLE new ballgame, new "policies" new aggravating paperwork, new customer service. And honestly the new company REEKS! I'm ready to pay it off...moreso than when we first got it.
ETA: Thankfully our land taxes are only $450 a year