What do you do to cut expenses down?

CrealCritter

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Sub title: saving money on rx meds:

Trying to get resp rx. filled for me. MD office requires a telephone appointment with me so they can get their $$$ out of me. Then... rx will be provided. In the mean time, I'm doing homework. One pill is $500+ for a 3 month supply. (out of pocket cost) I have a 500 deductible, which means I must pay that before ANYTHING is covered. Called insurance company back. Rep mentioned a program called "Good RX." Have any of you used this? My research tells me that I can get this med for less than $11/mo. That seems like a no brainer to me.

Insurance rep also told me to demand a pharmacy test claim. Called back local pharmacy (after they quoted the >$500 price, asked for a test claim, and they quoted $15.00 for a 90 day supply. So... either pharmacy or insurance company is out to lunch.

That's Bassawkwords
 

Lazy Gardener

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Yeah, it is. If my insurance rep hadn't told me about the GoodRx option, I'd not known there was an option to save money. Yet one more glaring example of how broke the system is: Pay $500 + with insurance for the same med that can be bought for less than $16. Insane. Obscene. I don't know how these people can sleep at night when they are gouging the daylights out of folks who need medications.
 

Mini Horses

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Yeah, it is. If my insurance rep hadn't told me about the GoodRx option, I'd not known there was an option to save money. Yet one more glaring example of how broke the system is: Pay $500 + with insurance for the same med that can be bought for less than $16. Insane. Obscene. I don't know how these people can sleep at night when they are gouging the daylights out of folks who need medications

Our system is broken!! Clearly sinful.

A friend, whose DH is on chemo, found out she could get a "manufacturer paid" rebate to the pharmacy/doctor, etc. to offset her co pays....$2,300!!!! Since her co pay for Jan/Feb was 2500 (her ins policy max), she was thrilled....So, last year?? Hmmm...who kept that $$??

If WE got caught robbing like that -- I see felony record & jail time.
 

Lazy Gardener

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Just think of the untold millions of $$$ that are scammed because the consumer doesn't know enough to ask questions????? And, it's not a matter of not knowing to ask questions. It's a matter of knowing what questions to ask and who to ask them to. Then, it's the matter of the person who you are asking: Do they give enough of a fig to even care to answer you truthfully and ethically????
 

tortoise

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I anyone wants to explore the medical expenses and what to do about it, the book Selling Sickness is amazing. Horrifying. Enraging.
 

flowerbug

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i'm so glad i was able to come up with a routine for dealing with my pollen reactions. wash and rinse works very well for me, haven't needed any meds for years and no sinus infections either.
 

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