MY NEW HOME

flowerbug

Super Self-Sufficient
Joined
Oct 24, 2019
Messages
6,269
Reaction score
11,960
Points
297
Location
mid-Michigan, USoA
They installed a chair rail lift for my grandmother and it made the house much more usable for her. Especially since it was an older house and the bathroom was upstairs. They are definitely an option... but a main floor bedroom and bathroom is a real plus.

definitely! i would much prefer a single level place and a walk in basement from outside on the downslope. :)


Still like the idea of making a list of what you both WANT out of new house... even a list of what you DON'T WANT, will find common ground...

:) talk talk talk as much as you can about it and see what shakes out. then you have to deal with reality of what is available and what you can afford or how much you think you can wait while you keep looking.
 

Country homesteader

Super Self-Sufficient
Joined
May 10, 2017
Messages
1,003
Reaction score
1,973
Points
233
Location
Zone 7A (Crewe, Virginia)
On Sunday afternoon we went to view that house, we liked it and it was the perfect set up but there's a ton of work that it needs (new windows, porches [ front and back] need to be redone, some of the flooring, and possibly a new roof. Right now as it stands it won't pass inspection for a FHA loan so we're going to keep looking
 

Chic Rustler

Super Self-Sufficient
Joined
May 10, 2017
Messages
2,803
Reaction score
4,837
Points
277
On Sunday afternoon we went to view that house, we liked it and it was the perfect set up but there's a ton of work that it needs (new windows, porches [ front and back] need to be redone, some of the flooring, and possibly a new roof. Right now as it stands it won't pass inspection for a FHA loan so we're going to keep looking
its a tough market and it can be frustrating. i thought we were never gonna close on the right place and then we found this place a month later.
 

Trying2keepitReal

Almost Self-Reliant
Joined
Oct 14, 2021
Messages
2,011
Reaction score
5,073
Points
195
Location
USDA growing zone 4a/4b
That's true as long as we can find someone who is willing to let us view (tour) houses seeing how my boyfriend had someone tell him "I'm not going to keep showing you houses until you get a letter saying how much of a loan you can get".
these aren't mandatory around here to view homes but I 'feel' that agents like to see or at least know you have a letter so that they know you are financially able to purchase. Their time is their job/money so it makes sense, though not the approach I would personally use.
 

baymule

Sustainability Master
Joined
Nov 13, 2010
Messages
10,741
Reaction score
18,741
Points
413
Location
East Texas
In some areas, they want a letter with a loan limit. Can’t blame real estate agents for that. Their time, money for fuel, wear and tear on their car and while they are showing someone around that doesn’t even know if they qualify for a home loan, they might be missing a sale. They work on commission. No sale, no money.

Since y’all are first time buyers, you need to talk to a loan officer and find out just how much house you can buy. How much down payment? Insurance and taxes are escrowed and add to the monthly note. Get the facts and know where you stand. Banks aren’t the only lenders, there are many out there.
 

Country homesteader

Super Self-Sufficient
Joined
May 10, 2017
Messages
1,003
Reaction score
1,973
Points
233
Location
Zone 7A (Crewe, Virginia)
Kevin talked to his boss about us moving and buying the house we used to live in and moved out of in August 2020. His boss told him there's some major flooring issues due to a water leak over the winter so please all keep us in your prayers as we wait for the final decision. Also here's an update about my boyfriends sister she has to have 4 rounds of chemo treatment then has to have surgery to have her bladder removed because the cancer is in the muscles. I know you all don't know him or her but on my behalf keep them in your prayers also.
 

farmerjan

Super Self-Sufficient
Joined
Mar 12, 2017
Messages
1,164
Reaction score
3,556
Points
232
Location
Shenandoah Valley, Va
Growing up we had some house dogs, but they were NOT allowed on the furniture. Have never allowed any with the dogs I have had since then. Just like indoor cats... they are not allowed on the counters or the table or anything. If they got caught up there they were smacked good and on the floor they went. Cats were allowed on the furniture as long as they did not use their claws... most wound up outside because they did not learn. Have had plenty of outside cats over the years... No LGD's, no fences to keep them in.
 

Country homesteader

Super Self-Sufficient
Joined
May 10, 2017
Messages
1,003
Reaction score
1,973
Points
233
Location
Zone 7A (Crewe, Virginia)
Sadly, I once saw a couple of cats that were the most loving animals you ever saw. The former owner wanted to get rid of them because she had redecorated the house and the color of their fur "clashed" with the decor...
That's so sad!! I hate when pet owners are like that. My dogs are my "kids" so they can go anywhere in the house, get on furniture (JUST NOT TABLES or COUNTERS). They even sleep in the bed with my boyfriend and I. That's why I own a pet vacuum and use lint rollers. They even get GRAIN FREE dog food and treats
 

flowerbug

Super Self-Sufficient
Joined
Oct 24, 2019
Messages
6,269
Reaction score
11,960
Points
297
Location
mid-Michigan, USoA
i'd say elope or do the courthouse quickie and have it done. if later on you want to have a ceremony then you can always do that. i've seen couples do it on their anniversary to reaffirm their vows and all that.

the finding a place to live in these times is going to be plenty stressful enough.
 

Latest posts

Top