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Congratulations!! We have 2 deer in the freezer so far this year! I love it!:P

Did you say you very seldom make mistakes? check the spelling above.:P

Karen, I often ask myself the same question, and I vow to do more the next year, but I feel like we all have our purpose on earth. I think if we do our part in the community that we are in, this is our part. If you were single, with no family and didn't get involved in church...

Cute list!! :D

Yes, actually we did get grants. The college is 18,000 a year and I only had to pay 3500.00. When you look at it like that, it's an awesome deal, but when you look at it as you are totally broke, then that 3500.00 looks like a million. My husband and I talked and we still have a few things we...

I think this is the world's biggest issue, "contentment". Everyone always wants the latest and greatest item! Why, because everyone else has it......we have forgotten the difference between need and want!:(

People like that don't have a clue. If they had to live on my budget they'd be lucky to have dried cow poo formed into a ball and painted for an ornament!! :lol:

I didn't really say what bills I have but I have no credit cards, mine is house, car, utilities, college tuition for my son, and ins(house, car, life, health) We don't really have any bills that are what I call silly bills, this is why it's hard to get on my feet, there's very little i can just...

Thanks so much, just talking about it really helps. I did have some luck today. I called and tried to turn my house phone off and they gave me 3 free months! I did get out of my cell phone contract, and also cancelled my cancer ins. As for the life ins. it's an additional policy that we...

First of all, thanks to everyone for sharing. This isn't the easiest topic to share with others, especially when you feel hopeless. Farmerchick.....I have very very little to cut back because of debt. I have been running on the bare min. for a while now. I even shop the thrift store if we...

To get bonded I had to go to the police dpt and have a background check done. This costs 100.00 in my area. To be insured you just call your local ins. co. I use farm bureau who insures my car. It's 120.00 every 3 months. It's worth it. ;)

I hate to even post this, but I can't ever remember a time when money was so tight. Everything we attempt to do takes money and it seems no matter how hard i try to save we still end up in the red every month. We NEVER eat out and I only go out to get groceries on the days I go to church to...

Our local police dpt. is having a major lay off due to federal grants not coming through because of over crowded jails and no budget to build a bigger facility. I think it was affecting about 50 thousand dollars worth of employment, I'd say that adds up to several employees.

i avoid is at all costs! I will be checking out cyber monday though. I don't plan on buying anything. My happy holiday just includes a nice meal, forget gifts! We are having a hard time making ends meet and gifts just seem so shallow when food and shelter is at the top of the list! I may...

Great post! This is a subject I have been thinking on rather hard myself. After losing my job several months ago, I have been forced to buy health insurance on my own. I have researched all the senerios and still haven't found a plan i think is worth the money. It would be great to have some...

i had to plain saltine crackers! unfortunately the stomach virus is going around in my town , and I got it!

Just say, I have enough to last me for eternity! :D

Good luck!! You will do fine, just trust in God and work hard and you'll be amazed at how well you do!

Very Nice! That's the first thing I noticed when I got here today! I love this site!

I don't know about everywhere, but a friend of mine could no longer afford her car. She needed it, just couldn't afford the payment any longer. She was 2 months behind on it and called them and told them just to pick it up. They actually told her if she would keep it they would lower the...